TNEWS TALANOA

PVP discusses the benefits of having life insurance and the mentality pacific people have towards it.

Open for comments.....

Congratulation pvp for bringing this programme to our attention. this is my humble views, Life Insurance Vs Cultural ways of helping out in our funerals. I firmly believe we should all try and take a life insurance inorder to give our families a rest. Although we will never unburied our dead but it seems to me our dead always left behing a whole lot of financial burdens for the ones left behind to carry. Thank you Inga, mate it's good to see you on telly. I like the Palangi viewpoint. He short, to the point and on to it....keep up the good work pacific viewpoint.

malie malie e lavelave 'ae kau fefine moe kau tangata. kole atu kihe ta'ahine fakalele polokalama ke ne kataki pe kae me'a mai 'o ohuohu ange homau kava kae malie tano'a. 'io, kuo 'alu pe taimi ke pefa e sio pea kuo fiema'u ha ki'i to'ua ke fai atu kiai e siosio. koe poloalama kuo he'aki mai 'ehe kau tangata moe kau fefine 'oku ou fifili ai pe 'oku totonu mo au ke 'ai ha'aku malu'i pe 'ikai. Mahino foki koe ivi fakatau 'oe kakai consumers moe tu'unga 'oe nofoo 'oku tau a'usia kotoa pe pea tau 'ilo lelei 'oku 'iai 'ene kaka lahi ki 'olunga . 'oku ou tui 'oku totonu ke tau hanga 'o tukuaki'i 'ae ongo me'a ko'eni 'e ua; Koe lahi ange 'ae kaka ki 'olunga 'ae pa'anga humai fakafonua moe ngaahi koloa fakatupu fakalotofonua. 'oku makatu'unga ai heni 'ae fa'a a'usia 'ehe fakafo'ituitui 'ae ngaahi unexpected expenses due to the growing needs. Insurance comes in handy to meet such an unexpected expense. It also makes sure that an individual is able to plan his finances. Koe fili koia ke 'ai ha malu'i 'o 'ete mo'ui mo hoto famili koe fehu'i 'okku totonu ke 'oua 'e toe 'eke'i he koe me'a ia kuo pau ke fai. Koe fehu'i 'oku ou tokanga atu au kiai pe koe fe 'ae kautaha Insure 'oku totonu ke malu'i ai 'ete mo'ui? Is that going to be this one AIL 'or State or Tower or Sovereign or banks or Cigna or etc etc etc? So my question to you is this, why should I buy a policy with AIL? Afterall they don't have an office here in NZ? If you have any queries are you going to ring America? no way...Hope you can give an answer.

'Ai foki na'a 'osi ange 'ete fakamo'oni 'ata pea ikai ma'u ha me'a ia. koe 'ai koaa ke toe to'o atu ia mei fe? kuo lahi e pila pea lahi moe kavenga! ki'i fakamaama mai he 'oku 'ikai mahino 'eni e talanoa ni ia kiate au kautama.' asinga ai koe fai he fu'u lea 'ae kau muli pea kuo 'ikai ke 'iai ha misi ia kiai.

Talofa lava 'Inga and Theresa, we're so proud of you two. keep up the good work.

(05-15-2011 01:19 PM)Blood Wrote: [ -> ]Congratulation pvp for bringing this programme to our attention. this is my humble views, Life Insurance Vs Cultural ways of helping out in our funerals. I firmly believe we should all try and take a life insurance inorder to give our families a rest. Although we will never unburied our dead but it seems to me our dead always left behing a whole lot of financial burdens for the ones left behind to carry. Thank you Inga, mate it's good to see you on telly. I like the Palangi viewpoint. He short, to the point and on to it....keep up the good work pacific viewpoint.

Thank you so much for your honest opinion and appreciated.

Can someone tell me more about this company? How credible is this Insurance company? I haven't heard about it before. I like what they say but I don't really know about it.

(05-15-2011 02:00 PM)ipod Wrote: [ -> ]malie malie e lavelave 'ae kau fefine moe kau tangata. kole atu kihe ta'ahine fakalele polokalama ke ne kataki pe kae me'a mai 'o ohuohu ange homau kava kae malie tano'a. 'io, kuo 'alu pe taimi ke pefa e sio pea kuo fiema'u ha ki'i to'ua ke fai atu kiai e siosio. koe poloalama kuo he'aki mai 'ehe kau tangata moe kau fefine 'oku ou fifili ai pe 'oku totonu mo au ke 'ai ha'aku malu'i pe 'ikai. Mahino foki koe ivi fakatau 'oe kakai consumers moe tu'unga 'oe nofoo 'oku tau a'usia kotoa pe pea tau 'ilo lelei 'oku 'iai 'ene kaka lahi ki 'olunga . 'oku ou tui 'oku totonu ke tau hanga 'o tukuaki'i 'ae ongo me'a ko'eni 'e ua; Koe lahi ange 'ae kaka ki 'olunga 'ae pa'anga humai fakafonua moe ngaahi koloa fakatupu fakalotofonua. 'oku makatu'unga ai heni 'ae fa'a a'usia 'ehe fakafo'ituitui 'ae ngaahi unexpected expenses due to the growing needs. Insurance comes in handy to meet such an unexpected expense. It also makes sure that an individual is able to plan his finances. Koe fili koia ke 'ai ha malu'i 'o 'ete mo'ui mo hoto famili koe fehu'i 'okku totonu ke 'oua 'e toe 'eke'i he koe me'a ia kuo pau ke fai. Koe fehu'i 'oku ou tokanga atu au kiai pe koe fe 'ae kautaha Insure 'oku totonu ke malu'i ai 'ete mo'ui? Is that going to be this one AIL 'or State or Tower or Sovereign or banks or Cigna or etc etc etc? So my question to you is this, why should I buy a policy with AIL? Afterall they don't have an office here in NZ? If you have any queries are you going to ring America? no way...Hope you can give an answer.

Thank you for your comments. As discussed on the programme we have been around since 1924 worldwide with a rating of A+ Superior, started in NZ since 1995. Our premiums are affordable, and subject to doctor's medical findings our premiums will maintain at the agreed & affordable premium. An affordable premium will cover a family (i.e. a couple and all children under 18years). We cover adults from age 18ys - 120yrs. We have accidental/hospital living benefits and other services. Should you have further queries you can definitely contact our main office in New Lynn at 0800 000 824 which is where we're based and (NO WAY) you would have to contact America because we have our own Home Office at 2165 Great North Road in New Lynn. Please do not hesitate to contact our 0800 or mobile 021 358 356. Thank YOu

---

(05-15-2011 02:36 PM)shockshock Wrote: [ -> ]Talofa lava 'Inga and Theresa, we're so proud of you two. keep up the good work.

Thank you

---

(05-15-2011 09:54 PM)Fo'i'one'onena Wrote: [ -> ]Can someone tell me more about this company? How credible is this Insurance company? I haven't heard about it before. I like what they say but I don't really know about it.

Of course, please have a look at our website http://www.ailife.com or http://www.ailnz.co.nz or give me a call 0n 0800 000 824 or call 021 358 356 or 021 021 16444.
We have been around since 1924 worldwide and started here in NZ in 1995 with a rating of A+ Superior and based at 2165 Great North Road, New Lynn Auckland.
We're more than happy to visit you at your request.

Thank you

(05-15-2011 10:25 PM)4life Wrote: [ -> ]

(05-15-2011 09:54 PM)Fo'i'one'onena Wrote: [ -> ]Can someone tell me more about this company? How credible is this Insurance company? I haven't heard about it before. I like what they say but I don't really know about it.

Of course, please have a look at our website http://www.ailife.com or http://www.ailnz.co.nz or give me a call 0n 0800 000 824 or call 021 358 356 or 021 021 16444.
We have been around since 1924 worldwide and started here in NZ in 1995 with a rating of A+ Superior and based at 2165 Great North Road, New Lynn Auckland.
We're more than happy to visit you at your request.

Thank you

wow! Thank you 4life for your comment. After reading your comment I went straight to your web and you're right wow! I will talk to my wife and will give you a call. We're interested in getting a cover for our family. Thanks for giving us the phone numbers.

I was very happy with your show pacific viewpoint, the testimony gave by Iiga was very good and timely. He makes it real because it's a real issue. Iga put a voice to what most of us think about the unexpected deaths we pacific people normally had and 99.9 % we're not prepared for it. We're so used to rely on our relatives to finance our funerals and no wonder why we always suffered financially. I used to think they weren't that important but after watching this programme, obviously i was proved wrong. I enjoyed every second of your programme great work Setita and Pacific Viewpoint.

Fakamalo atu e talanga malie kuo fakahoko he paenga ni fekau'aki moe kaveinga mahu'inga ko'eni. Ko au ko ki'i finemotu'a nofo Nu'usila ni pe pea 'oku ou nofo mo hoku hoa, fanau moe fanga mokopuna. 'Ihe ta'u 'e ua kuo hili ne hufekina 'e mate homau ki'i lotofale 'one to'o hoku hoa 'ofa'anga meiate kimautolu. Ko hoku hoa koia pe na'e ngaue pea fakafalala kiai 'emau me'a kotoa pe. Na'e 'ikai ke 'iai ha fakakaukau ia ke 'ai ha malu'i he na'a ku fakafalalala pe kihe ki'i li pa'anga fakafamili na'a mau fai. Ne a'u kihe taimi 'oe putu pea fai e fakatangi atu kihe'emau li pa'anga fakafamili pea nau talamai koe $1000 pe 'e ma'u mai. Na'a ku fu'u loto mamahi 'aupito 'o 'alu no mei he kautaha no koe $15,000 'o si'i fai'aki 'ae putu hoku hoa. 'Oku ou kei taataa pe 'ae no koiaa 'o a'u mai kihe taimi ni. Neongo kuo 'osi 'iai 'eku malu'i 'aku 'iha kautaha 'e taha he taimi ni, ka 'oku ou mahu'inga'ia he polokalama ni he 'oku ne fakamanatu mai kiate au 'ae fu'u faingata'a lahi na'a ku tofanga ai he pekia si'oku hoa. Na'e ta 'eku kanee kapau pe aa na'a ku 'ai ha'amau malu'i kimu'a na'e 'ikai keu toe ta no 'o hange koia 'oku ou tofanga ai he taimi ni. Tui pe 'e tokoni atu 'ae ki'i vahevahe ni kiha ni'ihi 'oku te'eki ai ke 'ai ha'amou malu'i mou kataki feinga leva he vave taha 'o 'ai ha malu'i ke 'oua na'a ke toe fou mai he me'a na'aku fou mai ai. 'ofa atu pea malo e ma'u polokalama mahu'inga mo malie ange fau.

Love this programme. I like the way this CEO talk maan he's down to earth type of a guy. I like his honesty and telling things the way it is. No mucking around. He said if we want the company to look after us then we should look after them. Pay the premiums folks. Cool programe. Lots of good information.

(05-15-2011 10:25 PM)4life Wrote: [ -> ]

(05-15-2011 02:00 PM)ipod Wrote: [ -> ]malie malie e lavelave 'ae kau fefine moe kau tangata. kole atu kihe ta'ahine fakalele polokalama ke ne kataki pe kae me'a mai 'o ohuohu ange homau kava kae malie tano'a. 'io, kuo 'alu pe taimi ke pefa e sio pea kuo fiema'u ha ki'i to'ua ke fai atu kiai e siosio. koe poloalama kuo he'aki mai 'ehe kau tangata moe kau fefine 'oku ou fifili ai pe 'oku totonu mo au ke 'ai ha'aku malu'i pe 'ikai. Mahino foki koe ivi fakatau 'oe kakai consumers moe tu'unga 'oe nofoo 'oku tau a'usia kotoa pe pea tau 'ilo lelei 'oku 'iai 'ene kaka lahi ki 'olunga . 'oku ou tui 'oku totonu ke tau hanga 'o tukuaki'i 'ae ongo me'a ko'eni 'e ua; Koe lahi ange 'ae kaka ki 'olunga 'ae pa'anga humai fakafonua moe ngaahi koloa fakatupu fakalotofonua. 'oku makatu'unga ai heni 'ae fa'a a'usia 'ehe fakafo'ituitui 'ae ngaahi unexpected expenses due to the growing needs. Insurance comes in handy to meet such an unexpected expense. It also makes sure that an individual is able to plan his finances. Koe fili koia ke 'ai ha malu'i 'o 'ete mo'ui mo hoto famili koe fehu'i 'okku totonu ke 'oua 'e toe 'eke'i he koe me'a ia kuo pau ke fai. Koe fehu'i 'oku ou tokanga atu au kiai pe koe fe 'ae kautaha Insure 'oku totonu ke malu'i ai 'ete mo'ui? Is that going to be this one AIL 'or State or Tower or Sovereign or banks or Cigna or etc etc etc? So my question to you is this, why should I buy a policy with AIL? Afterall they don't have an office here in NZ? If you have any queries are you going to ring America? no way...Hope you can give an answer.

Thank you for your comments. As discussed on the programme we have been around since 1924 worldwide with a rating of A+ Superior, started in NZ since 1995. Our premiums are affordable, and subject to doctor's medical findings our premiums will maintain at the agreed & affordable premium. An affordable premium will cover a family (i.e. a couple and all children under 18years). We cover adults from age 18ys - 120yrs. We have accidental/hospital living benefits and other services. Should you have further queries you can definitely contact our main office in New Lynn at 0800 000 824 which is where we're based and (NO WAY) you would have to contact America because we have our own Home Office at 2165 Great North Road in New Lynn. Please do not hesitate to contact our 0800 or mobile 021 358 356. Thank YOu

4 Life thank you for your answering my questions. And thank you again for correcting me about your office here in our midst. I was able to go to your website and had a quick look. Looks impressive. Thank you and if I come across anyone that would like to have a life insurance I will definitely recommend you guys. Thank you.

Talofa lava Teresa and AIL
Before I commit myself to purchase a Life Policy from AIL, I'd like to ask you few questions and please clarify the following questions for me:
1. Who owns the policy that I will purchase for myself?
2. Can I change the owner of my policy at a later date?
3. How much will life insurance cost me?
4. Will my premiums increase?
5. What are my payment options?
6. What happens if I stop paying my premiums?
7. Do I have a grace period?
8. Do I need to provide evidence of health?
9. Are my health assessments free?
10. Does smoking affect my premium?
11. What happens if I change my mind?
12. What if my circumstances change?
13. Will the money be made available for the funeral?

(05-17-2011 05:24 PM)shockshock Wrote: [ -> ]Talofa lava Teresa and AIL
Before I commit myself to purchase a Life Policy from AIL, I'd like to ask you few questions and please clarify the following questions for me:
1. Who owns the policy that I will purchase for myself?
2. Can I change the owner of my policy at a later date?
3. How much will life insurance cost me?
4. Will my premiums increase?
5. What are my payment options?
6. What happens if I stop paying my premiums?
7. Do I have a grace period?
8. Do I need to provide evidence of health?
9. Are my health assessments free?
10. Does smoking affect my premium?
11. What happens if I change my mind?
12. What if my circumstances change?
13. Will the money be made available for the funeral?

Ha ha ha ha Shockshock, mate you've shocked my sox with all da questions...what the heck??? good questions Shock2 hopefully 4life will answer them so we can all benefit from it.

---

One important thing comes to mind and that is the involvement of Iga in this programme. He comes in with credibility I can tell you. so congratulation to AIL.

Insurance policy is one type of security of person life and his life. There are so many benefits of it and such are: 1) Increasing cost of life, 2) Health care, 3) Helpful if death became earlier.

(05-17-2011 05:24 PM)shockshock Wrote: [ -> ]Talofa lava Teresa and AIL
Before I commit myself to purchase a Life Policy from AIL, I'd like to ask you few questions and please clarify the following questions for me:
1. Who owns the policy that I will purchase for myself?
2. Can I change the owner of my policy at a later date?
3. How much will life insurance cost me?
4. Will my premiums increase?
5. What are my payment options?
6. What happens if I stop paying my premiums?
7. Do I have a grace period?
8. Do I need to provide evidence of health?
9. Are my health assessments free?
10. Does smoking affect my premium?
11. What happens if I change my mind?
12. What if my circumstances change?
13. Will the money be made available for the funeral?

Talofa 4life,
you still haven't answer my questions. Is there any reasons for not answering the above questions?

(05-19-2011 01:47 PM)shockshock Wrote: [ -> ]

(05-17-2011 05:24 PM)shockshock Wrote: [ -> ]Talofa lava Teresa and AIL
Before I commit myself to purchase a Life Policy from AIL, I'd like to ask you few questions and please clarify the following questions for me:
1. Who owns the policy that I will purchase for myself?
2. Can I change the owner of my policy at a later date?
3. How much will life insurance cost me?
4. Will my premiums increase?
5. What are my payment options?
6. What happens if I stop paying my premiums?
7. Do I have a grace period?
8. Do I need to provide evidence of health?
9. Are my health assessments free?
10. Does smoking affect my premium?
11. What happens if I change my mind?
12. What if my circumstances change?
13. Will the money be made available for the funeral?

Talofa 4life,
you still haven't answer my questions. Is there any reasons for not answering the above questions?

shockshock: My apologies for the delay due to unforseen circumstances but I will be more than happy to arrange an appointment to discuss all your enquiries as every circumstances is different; (i.e.) age, affordability, status etc...)
Please feel free to give me a call or text on 021 358 356.

'Ai ai moe toe 'ai kena toki telefoni pe kinaua........ 4life tukumai ai leva ketau sioatu kotoa kiho mou fkpulipuli,kuo ha hano kovi keke talimai 'ae fehu'i atu,kuo ke toe talamai ke toki tingi atu..............

Agree, tamasi'i ta'ahine 4life, ko e taimi pe kuo te hopo ai ki halapule'anga kuopau ke te fai e me'a 'o halapule'anga. kuo ke loto ke folahi mai ho'omou kautaha 'i loto halapule'anga pea taimi koee ku fai atu ai e fehu'i ia kuo ke toe kole mai koe kemo hu ki lotofale 'o talanoa ai. 'ai mu'a 4life 'etau samena ke ngali koe fu'u kautaha lahi 'o fakatatau ki ho'omou poloklama?

SOMETHING TO THINK ABOUT BEFORE CHOOSE LIFE INSURANCE

Health insurance allows you to live your life in a more secured way and it is very important indeed. There is no perfect plan already set up for you to take and there's no one to provide you everything well coordinated, its you, who has to think about your personal needs and requirements. And set up a plan for you.

Best Coverages for You
If paying out of pocket, for doctor's visit doesn't affects you much and if you are young and healthy, then all you need is a catastrophic health insurance plan. Catastrophic coverage will only cover, things that are catastrophic. And your coverage plan will include list of things considered catastrophic such as you get your head smashed in a car wreck. This type of coverage is the cheapest and required by everyone.

Additional Coverages
Usually we remember to take into consideration ,claim of day to day illnesses, lab work, doctor's visit, injuries, hospitalization etc. But still there are many additional things that many of us do not think and those things are covered under additional coverage. It is better to have the whole coverage list in front of you so that you won't forget to cover yourself for something you may regret in the future.

The Best Way to Protect Yourself Through Your Coverages
It is very essential to cross check the entire document, whether all your personal requirements are met or not, specially if you are covered under health insurance through your employer. Do not assume that any health insurance through your employer will be good enough for you. You may need to add additional benefits to your insurance to get the proper coverage required by you. And the important point to ponder is that, your coverage is based on the forms you fill out, so be as detailed and accurate as possible.

How to select A Good Health Insurance Company
Best way is to make a list of reputed companies, call their customer service with as many questions as you can think of, see how they handle it and to what all needs they are catering. Moreover, if you think calling them seems like to be a nightmare than chances are they are not the right company for you.

(05-17-2011 05:24 PM)shockshock Wrote: [ -> ]Talofa lava Teresa and AIL
Before I commit myself to purchase a Life Policy from AIL, I'd like to ask you few questions and please clarify the following questions for me:
1. Who owns the policy that I will purchase for myself?
2. Can I change the owner of my policy at a later date?
3. How much will life insurance cost me?
4. Will my premiums increase?
5. What are my payment options?
6. What happens if I stop paying my premiums?
7. Do I have a grace period?
8. Do I need to provide evidence of health?
9. Are my health assessments free?
10. Does smoking affect my premium?
11. What happens if I change my mind?
12. What if my circumstances change?
13. Will the money be made available for the funeral?

shockshock:
Perhaps I wasn't clear on the last message when I said every case is unique but most of your questioning is self explanatory on the programme itself and it's not a problem responding to your queries:

But, I can assure you that we have nothing to hide as you are able to find all the information on both of our international & NZ websites as followed: http://www.ailife.com or http://www.ailnz.co.nz
Please feel free to contact me on 021 358 356 via text or call me and I will be more that happy to direct you to your questioning and for any one that wishes to discuss these matters again please check out our websites as above. For further information contact me on tsetefano@ailnz.co.nz or the above contacts.

'aua! sio kihe sai??

thank you 4life for your info. Just finished browsing your ail web...wow! very useful information. True that I was listening with my eyes and watching with my ears wide open to this episode. I had my doubts but after browsing thru your web it gives me great confidence in your company. Who would I call? Will I call the # on your web or the #s you gave us on this programme? Please clarify.

(06-01-2011 03:28 AM)Kehekehe Wrote: [ -> ]'aua! sio kihe sai??

thank you 4life for your info. Just finished browsing your ail web...wow! very useful information. True that I was listening with my eyes and watching with my ears wide open to this episode. I had my doubts but after browsing thru your web it gives me great confidence in your company. Who would I call? Will I call the # on your web or the #s you gave us on this programme? Please clarify.

Thank you kehekehe, please note that you can text or call me on the mobile 021 358 356 or Linda on 021 021 16444 or the mentioned email address. You can also text us your contact number and we will be more than happy to return your call and discuss further enquiries that you may have.